---
title: What is an IBAN and how is it used on ANote?
description: Learn what an IBAN is, how it’s used on ANote Music for withdrawals and deposits, and how your transactions are secured.
---

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# What is an IBAN and how is it used on ANote?

If you have an account on ANote Music you will see the IBAN acronym to save your bank details on the platform or in order to deposit funds.

### **What is an IBAN:  **

IBAN (**I**nternational **B**ank **A**ccount **N**umber) is a standardised alphanumeric code used to identify bank accounts internationally. It is typically composed of two letters representing the account's country, followed by the bank code and account number. IBANs are used by banks mainly in Europe and some other countries to facilitate international transactions. If you do not know your IBAN number, your bank can easily provide you with this information. You may also find it on your banking app.

### **How is the IBAN used on ANote?**

Once you create your account, we require your IBAN number as part of the Financial details required to enable **withdrawals from your ANote Music account**. We will utilise these banking details (IBAN and SWIFT/BIC) to transfer funds from your ANote Music account to your personal bank account at such time when you request a withdrawal.

When you create an ANote Music account, you will be provided with a personalised IBAN (bank account) under your name. 

### **How is IBAN used for bank transfers?**

An IBAN allows you to **upload funds via bank transfer.** To do so, you will need to transfer funds from your personal bank account to your ANote Music account using a bank wire transfer, at that point you need to input the required information: IBAN, SWIFT code and Reference code[(if applicable)](https://support.anotemusic.com/adding-funds-through-wire-transfer?hsLang=en).

### ![](https://support.anotemusic.com/hs-fs/hubfs/image-png-Oct-01-2025-10-27-55-8456-AM.png?width=323&height=280&name=image-png-Oct-01-2025-10-27-55-8456-AM.png) **How are my funds protected & secured?**

Your financial details, deposited funds & transactions within ANote Music are handled by Mangopay SA, a trusted third-party payment provider that operates under the regulatory oversight of the CSSF (Commission de Surveillance du Secteur Financier), the foremost public authority in Luxembourg responsible for supervising financial products and services.

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Disclaimer

ANote Music is a marketplace for buying and selling royalty interests and/or intellectual property rights and, as such, it does not constitute activities of the financial sector in Luxembourg and therefore ANote Music is not subject to the Luxembourg financial sector regulator (Commission de Surveillance du Secteur Financier - CSSF).  Royalty interests are the contractual right to perceive future music royalty income that is generated by various types of intellectual property rights/copyrights. Neither music royalties nor royalty interests constitute “financial instruments” within the meaning of the MiFID (the Directive 2014/65/EU of 15 May 2014 on markets in financial instruments) and the LFS (the Law of financial services of 5 April 1993, as amended) which is implementing the MiFID in Luxembourg.  None of the price quotations, information, news and research accessible on the website and the marketplace or shared through any other communication channels by ANote Music or its Affiliates constitute advice, recommendations or solicitation to any person in any jurisdiction to buy, sell or invest in any asset, royalty interests, intellectual property rights. Any decision made by a person to participate in ANote Music marketplace’s activities should be made on the basis that such an activity complies with any applicable local laws and regulations to which the user is subject to. The user should not access the ANote Music marketplace if such an activity does not comply with any applicable local laws and regulations to which the user is subject to.   Keep in mind that purchasing royalty interests and/or intellectual property rights involves risk and you may lose the invested capital. The value of your royalty interests or intellectual property rights will fluctuate over time and you may gain or lose money. Past performance is not a guarantee of future returns, nor is it necessarily indicative of future performance. This disclaimer cannot disclose all of the risks and other significant aspects of dealing with royalty interests and intellectual property rights. You should satisfy yourself that you fully understand the conditions which apply to such assets, our services and the potential risk exposures. The images and pictures on the website and on ANote Music marketplace are merely illustrative and may contain data that are no longer updated or valid. Please always refer to the current pricing and valuation of royalty interests or intellectual property rights, as the case may be, in the relevant section on ANote Music marketplace.

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