---
title: Having a non-EURO currency bank account
description: If your bank account is not in EURO currency, you might encounter additional charges from exchange rate fees and commissions. To minimise these fees...
---

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# Having a non-EURO currency bank account

When you [request a withdrawa](https://support.anotemusic.com/how-to-withdraw-funds?hsLang=en)l, the funds will be transferred to the bank account you have provided in the financial details section of your ANote Music account.

In case your **bank account is not operating in EURO currency**, you might encounter additional charges arising from exchange rate fees and commissions. To minimise these fees, you may consider opening an account with a **digital bank**. Although we do not endorse or recommend any particular digital banks, we have seen that some of our international investors use services like  Wise, N26, or Revolut.

It is important to note that having a (digital) bank account in EURO is not mandatory. You are free to use any other provider or your regular bank account. Regardless of the jurisdiction of your bank account  (as long as it is from one of the [authorised countries](https://support.anotemusic.com/what-are-the-accepted-and-restricted-countries?hsLang=en) by Mangopay SA, our payment service provider), the funds will be sent to you upon withdrawal. However, it is crucial to ensure that your **local bank accepts incoming wire transfers in EURO** and can facilitate the conversion to your local currency.

If you encounter any difficulties during this process or require assistance, please don't hesitate to reach out to our Customer Support Team at [support@anotemusic.com](mailto:support@anotemusic.com).

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Disclaimer

ANote Music is a marketplace for buying and selling royalty interests and/or intellectual property rights and, as such, it does not constitute activities of the financial sector in Luxembourg and therefore ANote Music is not subject to the Luxembourg financial sector regulator (Commission de Surveillance du Secteur Financier - CSSF).  Royalty interests are the contractual right to perceive future music royalty income that is generated by various types of intellectual property rights/copyrights. Neither music royalties nor royalty interests constitute “financial instruments” within the meaning of the MiFID (the Directive 2014/65/EU of 15 May 2014 on markets in financial instruments) and the LFS (the Law of financial services of 5 April 1993, as amended) which is implementing the MiFID in Luxembourg.  None of the price quotations, information, news and research accessible on the website and the marketplace or shared through any other communication channels by ANote Music or its Affiliates constitute advice, recommendations or solicitation to any person in any jurisdiction to buy, sell or invest in any asset, royalty interests, intellectual property rights. Any decision made by a person to participate in ANote Music marketplace’s activities should be made on the basis that such an activity complies with any applicable local laws and regulations to which the user is subject to. The user should not access the ANote Music marketplace if such an activity does not comply with any applicable local laws and regulations to which the user is subject to.   Keep in mind that purchasing royalty interests and/or intellectual property rights involves risk and you may lose the invested capital. The value of your royalty interests or intellectual property rights will fluctuate over time and you may gain or lose money. Past performance is not a guarantee of future returns, nor is it necessarily indicative of future performance. This disclaimer cannot disclose all of the risks and other significant aspects of dealing with royalty interests and intellectual property rights. You should satisfy yourself that you fully understand the conditions which apply to such assets, our services and the potential risk exposures. The images and pictures on the website and on ANote Music marketplace are merely illustrative and may contain data that are no longer updated or valid. Please always refer to the current pricing and valuation of royalty interests or intellectual property rights, as the case may be, in the relevant section on ANote Music marketplace.

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