---
title: Adding funds to your account
description: Learn how to securely add funds to your ANote Music account using credit/debit cards, wire transfers, cryptocurrencies, or other methods. Discover fees, processing times, and supported options.
---

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1. [ANote Music Support Centre](https://support.anotemusic.com/?hsLang=en)
2. [Add and withdraw funds](https://support.anotemusic.com/add-and-withdraw-funds?hsLang=en)
3. [Adding funds](https://support.anotemusic.com/add-and-withdraw-funds?hsLang=en#adding-funds)

# Adding funds to your account

We understand how important it is for you to manage your investments with ease and security. That's why we only work with **trusted financially regulated** payment methods. 

When you add funds to your ANote Music account, these funds go directly to **your individual wallet** which has its own IBAN (International Bank Account Number)and is under your name. Your wallet and all related transactions within ANote Music are handled by Mangopay SA, a trusted third-party payment provider that operates under the regulatory oversight of the CSSF (Commission de Surveillance du Secteur Financier), the foremost public authority in Luxembourg responsible for supervising financial products and services.

### **Which payment method is most convenient for you?**

You don’t need to finalise identity verification to add funds to your ANote Music account. However, your account must be enrolled in [SCA (Strong Customer Authentication)](https://support.anotemusic.com/what-is-strong-customer-authentication?hsLang=en) before you can deposit any amount.

*Keep in mind that identity verification is required to trade and to withdraw funds.*

Once enrolled, depositing funds to your account is as easy - almost as pressing play. We support multiple payment methods so you can choose the one that suits you best:

1. Click on the **"Add funds" button** at the top right of the menu bar to access a quick view of your balance and add funds:
   
   ![header](https://support.anotemusic.com/hs-fs/hubfs/Support%20Centre/header.png?width=670&height=34&name=header.png)
2. Then choose your preferred **payment method** among  the listed options. Here we give you an overview of each method for you to choose:

[Credit and debit cards](https://support.anotemusic.com/adding-funds-to-your-account#Card)

[Wire transfer](https://support.anotemusic.com/adding-funds-to-your-account#Transfer)

[Cryptocurrency ](https://support.anotemusic.com/adding-funds-to-your-account#Crypto)

[Other local methods](https://support.anotemusic.com/adding-funds-to-your-account#Local)

- ### **Credit and debit cards**: 
  
   Do you want to have funds on your ANote Music account on the same day? If so, the credit/debit card payment is for you! 
  
  Our payments service provider supports Visa, Mastercard & Maestro. Please **be aware that fees of  1.8%+0.18 cents** will be taken by the payments provider on thetotal value of funds deposited.For example, if you deposit €1,000, the payment provider **will add a €18.18 fee** **on top of the €1,000**.
  
  If you choose to transfer funds via credit card, you may want to verify with your bank that 3D Secure or 3DS (an additional layer of security for online payments) is activated for your card. As a commitment to ensure the safety of our customers, all deposits made by credit card will involve a 3D Secure layer as part of the payment confirmation process.
  
  To find out more details about how to transfer funds via credit and debit cards, visit our dedicated article: [How to add funds using a debit or credit card](https://support.anotemusic.com/how-to-add-funds-using-debit-or-credit-card?hsLang=en)

 

- ### **Wire transfer:**  
  
   Let’s say you have more time and wish to minimise upload fees, then adding funds via wire transfer may interest you. 
  
  This method involves making a **bank transfer from your personal bank account** to your ANote Music account. You will notice your ANote Music account works as a regular bank account, which is under your name and has its own IBAN (International Bank Account Number). Transfers are usually **fast and complete within 24 hours**, however it can take up to 3 days for the transfer to complete and show in your account. The advantage of doing a wire transfer is the **lower fees at just 0.5%** of the total funds deposited. For example, if you deposit €1,000, the payments provider will add €5 on top of the €1,000.
  
  Keep in mind some banks and online payment systems such as Wise may not support wire transfers to bank accounts that include characters, such as letters, as is the case for the accounts linked to all wallets on the ANote Music platform. If you are experiencing a problem while making a transfer, please click on the link, '**generate an alternative bank transfer method?**'. You will be automatically redirected to ANote Music’s dedicated IBAN number.
  
  This is a general account for the entire ANote Music platform. If you use this IBAN, **do not forget to include the mandatory reference** shown on the “Add funds” guide. The reference message is used to identify your transfer and allocate your funds to your ANote Music account. 

![mandatory reference](https://support.anotemusic.com/hs-fs/hubfs/Support%20Centre/mandatory%20reference.png?width=450&height=330&name=mandatory%20reference.png)

- To find out more details about how to transfer funds via wire transfer, visit our dedicated article: [How to add funds through bank wire transfer](https://support.anotemusic.com/how-to-add-funds-through-wire-transfer?hsLang=en)

- ### **Crypto currencies**: 
  
   If you hold Ethereum, Bitcoin, PYUSD, USDC, or Tether, this may be a useful method for you. 
  
  Please be aware a 1% fee will be applied to the total funds deposited. For example if you deposit the equivalent of €1,000 in crypto, the payments provider will add €10 on top. 
  
  To find out more details about how to transfer funds via cryptocurrencies, visit our dedicated article: [How to add funds through crypto currencies](https://support.anotemusic.com/how-to-add-funds-through-crypto-currencies?hsLang=en)
- ### **Other methods**: 
  
   We also accept payment methods such as PayPal and iDeal. Please note that fees may differ depending on which of these payment methods you choose. Also, in order to use PayPal a minimum of €300 upload is required. 
  
  To find out more details about how to transfer funds through the available local methods, visit our dedicated article: [How to add funds through local methods](https://support.anotemusic.com/how-to-add-funds-through-local-methods?hsLang=en)

We're committed to enhancing your experience using ANote Music. As part of that commitment we plan to integrate more payment solutions in the future. If you have any suggestions or specific payment methods you'd like to see added, please don't hesitate to reach out to us at [support@anotemusic.com](mailto:support@anotemusic.com).

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Disclaimer

ANote Music is a marketplace for buying and selling royalty interests and/or intellectual property rights and, as such, it does not constitute activities of the financial sector in Luxembourg and therefore ANote Music is not subject to the Luxembourg financial sector regulator (Commission de Surveillance du Secteur Financier - CSSF).  Royalty interests are the contractual right to perceive future music royalty income that is generated by various types of intellectual property rights/copyrights. Neither music royalties nor royalty interests constitute “financial instruments” within the meaning of the MiFID (the Directive 2014/65/EU of 15 May 2014 on markets in financial instruments) and the LFS (the Law of financial services of 5 April 1993, as amended) which is implementing the MiFID in Luxembourg.  None of the price quotations, information, news and research accessible on the website and the marketplace or shared through any other communication channels by ANote Music or its Affiliates constitute advice, recommendations or solicitation to any person in any jurisdiction to buy, sell or invest in any asset, royalty interests, intellectual property rights. Any decision made by a person to participate in ANote Music marketplace’s activities should be made on the basis that such an activity complies with any applicable local laws and regulations to which the user is subject to. The user should not access the ANote Music marketplace if such an activity does not comply with any applicable local laws and regulations to which the user is subject to.   Keep in mind that purchasing royalty interests and/or intellectual property rights involves risk and you may lose the invested capital. The value of your royalty interests or intellectual property rights will fluctuate over time and you may gain or lose money. Past performance is not a guarantee of future returns, nor is it necessarily indicative of future performance. This disclaimer cannot disclose all of the risks and other significant aspects of dealing with royalty interests and intellectual property rights. You should satisfy yourself that you fully understand the conditions which apply to such assets, our services and the potential risk exposures. The images and pictures on the website and on ANote Music marketplace are merely illustrative and may contain data that are no longer updated or valid. Please always refer to the current pricing and valuation of royalty interests or intellectual property rights, as the case may be, in the relevant section on ANote Music marketplace.

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